David O'Dea

Welcome to the David O’Dea State Farm Agent office in Bel Air, Maryland, where my experienced team and I have proudly served our community since 2007. From day one, our focus has been on helping individuals, families, and businesses feel confident about their coverage decisions and supported at every step.

We offer a wide range of insurance services designed to meet real-life needs. Whether you are looking for Auto Insurance to protect a new or used vehicle, Home Insurance to safeguard one of your largest purchases, or Renter’s Insurance as you settle into a new place or begin a new chapter, we take the time to explain your options clearly. Life Insurance is an important part of every household’s financial picture, and we approach these conversations with care, helping you explore options that are informative, thoughtful, and cost‐efficient. We also work closely with homeowners association communities to address their unique insurance exposures and ongoing needs.

Our office proudly serves customers throughout Abingdon, Annapolis, Bel Air, Forest Hill, Bel Camp, Churchville, Havre de Grace, Fallston, and surrounding areas all across Maryland. No matter where you are located, my team is committed to providing straightforward answers, smooth interactions, and a courteous experience that keeps your priorities front and center. If you are buying insurance for the first time, we make the process easy to understand and comfortable, and we look forward to building a long‐term relationship with you along the way.

On a personal level, I earned my Bachelor’s degree in Finance from Penn State University and a Master’s degree in Management with an emphasis in financial services from American College. I am a Life Underwriter Training Council Fellow (LUTCF), and member of NAIFA. Outside the office, I enjoy spending time with my wife, our two adult children, and close friends often on or around the Chesapeake Bay. I am also an avid sports enthusiast, an active member of Coppermine Athletic Club, St. Ignatius Parish parishioner, a member of the Bel Air Downtown Alliance, and a Harford County Chamber of Commerce member.

We look forward to helping you, your family, or your business with your insurance needs, and I invite you to stop by or reach out to start a conversation about coverage that fits your goals.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Serving Bel Air and the surrounding area, David and his team can help answer your questions.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? David and his team in Bel Air can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. David works with Maryland residents to find coverage that fits.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Connect with David for insurance guidance in Bel Air.

Q: What is renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. In Bel Air, you can count on David for personalized service.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. David serves all of Maryland including Bel Air and Abingdon and is happy to help with your insurance needs.